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When to Consult A Judgement Collection Agency?

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Before an individual or a business to whom you owe money secures a judgement against you, they must need to submit a lawsuit in the court of law. If you ignore it, the court will enter an automatic judgement against you, called a default judgement. A judgement can become an otherwise uncollectible old credit account into a collectible amount of money. For example, a decree of restrictions may avert a creditor from amassing funds you owe them, after a set number of years. But that same creditor may initiate a lawsuit against you—hoping that you'll ignore it—thus allowing them to fetch a default judgement against you. But, had you shown up in court, the statute of limitations would have surefire your win. This is called an "affirmative defense." Now when it comes to choosing a reliable judgement collection agency , US Collections emerges as a leading name in the industry. The agency enjoys a prominent reputation in the field of judgement collection and the quality of its wo